5 thoughts on “Feeling that your income is too low, can the stock market double the income?”

  1. Compared with the middle class, which is less than the bottom, it seems to have become the most "poor" group of people in the society in recent years. Don't look at their famous brands, enter and exit high -end office buildings, earn good tickets, live in a good house, and drive a good car. But it seems that it does not seem to be liberated after being well -off, but the anxiety of shadows.
    The anxiety may come from high mortgage, competition in the workplace, children's education, parents' health, and their marriage. It is difficult to climb up to climb up, it is difficult to climb up. But once you want to stop and enjoy, slipping down, it is really easy to palm. This desire for leaping up and the fear of sinking down is the real reason for this anxiety.
    ridiculous, selling lessons, boiled chicken soup, surrounding "middle -class anxiety", do not know how many public accounts have been supported. In the end, the problem of his own problem was not solved. Instead, the "experts" like Lao Luo completed the class jump, and they made a lot of money.
    It said that the confidence of middle -aged people is given money, and the middle class is even more so. In the "New Middle School Circle White Paper" released by the Hurun Research Institute, the new middle -class population is very concerned about the management of individual and family wealth, and is also full of anxiety. The report states that one is due to the anxiety of such people for controlling financial risks, and we must think about how to fight the depreciation of the currency, and also hope to conduct a long -term plan for "preservation and appreciation" by investing in financial management. Falling, so eager to protect status by constantly accumulating wealth, or enter a higher class.
    The with the continuous emergence of "property market regulation and upgrading", "suppress capital outflow", "new fund management era", "virtual currency scam", "P2P explosion tide", "A -share thousand shares falls" continuously emerged, how It is the most appropriate voice of the new middle class to deal with the family balance of the family.
    In statistics, more than 45%of new middle -class families have a financial assets of more than 1 million yuan. 53%of them chose "stocks" as the most important financial products for family asset allocation. Today, Lao Hou wants to talk to these friends who are concerned about stock investment. Can investing in stocks make the level of wealth to the level?
    It is easy to get started. Twenty people are flat, and only 10 % can achieve profitability. It is not easy to make a profit in the stock market. It is even more difficult to make long -term profitability.
    Mi people may say that this is not the probability of 10%of the probability of profit. I think I think of my learning ability, social status, and experience in the past. It's difficult! Unfortunately, in fact, the probability of this profit is far less than 10 %.
    First of all, this "Erping" is a flat book, but it is actually losing money, because your funds have not been obtained with the interest income during the period, just to ensure the flat book in numbers.
    Secondly, "one profit" must also take into account the issue of currency depreciation. The official CPI has always been "good performance", but how much prices have risen in actual life. The research report that has been deleted is calculated, conservative estimates, this number should be between 10-15%.
    Is do n’t say that ordinary investors are the institutional investment transcripts of the past decade. So many well -known public offers, star private equity, have obtained more than 15%of investment yields for a long time, are also pyrophoprakohumin. This "one profit" is changed to "zero -point profit", which is probably more in line with the actual situation.
    The reason why many people enter the stock market will be inexplicably confident. In fact, because the threshold for entering the market is too low. At the age of 18 years, they can start frying after opening a household. You don't need to study hard for more than ten years, you don't need to accumulate for more than ten years, you need to know how to value the valuation model, financial data, you can not read the annual report, you don’t need to know what the company does. A line of code is enough.
    In who can take a driver's license, you can be Schumacher, nor the chef can be a chef. I remember in an interview that Guo Degang said that the threshold for engaging in cross talk is too low. You have a mouth and I have a mouth. If you can talk, you can stand on the stage. Everyone can do it.
    The people who feel that they can become the god of stocks, I am afraid that they usually do n’t feel like they can become a good doctor, a good lawyer.
    recognized
    As an ordinary investor, you must admit that he is a disadvantage in the stock market. Most ordinary investors have entered the stock market. They do not have a good understanding of the capital market, and they do not have a good knowledge reserve as the basis, and the amount of funds is not very large. Stock methods, investment strategies, trading experience.
    Under so many disadvantages, many investors can only send hope to luck, "speculation" stocks, in fact, are "touching luck" again and again. There is no reasonable calculation of the company's valuation, the price of the stock is expensive, it is still cheap, and naturally there is no reasonable judgment. Every time you buy and sell, it is more of the emotional decisions that follow the market, rather than the choice after deep thinking through rational thinking.
    It investors are indeed "luck". When they enter the market, they encounter a bull market (in fact, the money -making effect of the bull market has attracted new investors, and it must be understood in order). Under the rising market of the bull market, often knocking on the next line of code, you can quickly gain the rise. At this time, these investors who make money will turn their faces and do not admit their accounts. They will never attribute the cause of profit to "luck", but to summarize a set of methodologies to compile their own "stock trading Bible" , Blade the principle of time and time.
    . Unfortunately, it is difficult to become permanent profit. Every time the bull market, where they made money, where they would come from, where to go back, they ran away with the principal, and even owed foreign debts, leaving a mess.
    The "lucky luck" investment, it is difficult to take the long -term in the stock market. A mature person should not always send the blessing of the goddess of luck, but should learn to "independence" and find the investment strategy that can truly rely on long -term dependence.
    The so -called investment strategy is to include various aspects such as selection, time selection, execution, stop profit, stop loss, etc. to cope with various problems in the stock market. The market environment changes rapidly. The bull market, bear market, and shocking market. Is there any investment strategy that can help the ordinary middle class and achieve the goal of wealth to the next level?
    is a very good choice.
    The stock market is amazing. Some people think of him as a casino who is lucky. The stock market will give you back to you. But if we put the goal in the long run, we are expected to be more conservative, and we will come here with an attitude of finding value. In the stock market, if you want to obtain funds to maintain value, a steady value -added, it becomes traceable.
    Is as long as we grasp the following three rules, we can find the certainty of stock investment. Not only will the risk of losses become very small, but we will also obtain a generous return that is far beyond other investment methods.
    First, set the investment cycle. Judging from a complete bull and bear cycle, it is about 5 years. As a middle class in his 30s, the stock market cannot help you earn a mortgage to pay the bank tomorrow, nor can you help you complete the dream of changing luxury cars at the end of the month. However, if you can take out a part of the long -term free leisure, the stock market can help you earn the tuition fee for children to study abroad in a few years, or help you earn the expenses of retirement around the world in advance.
    Secondly, find an excellent company that can continue to grow during the investment cycle. Because in the long run, changes in the stock price must be affected by the internal value of the enterprise. And such companies are usually familiar to our lives. There is a particularly silly argument in the investment circle, "Whoever who is buying Moutai?", "Who does that and who just bought peace?" It seems that when buying white horse stocks, there is no ability to choose stocks. The purpose of investing is to make money on a certain way. Whoever says that good investment must buy those small stocks with horn.
    Finally, the price should be underestimated when you buy it. In the short term, the price given by the market is usually invalid, or even crazy. For example, in the face of the epidemic, the indifference of US and Hong Kong stocks has plummeted. A large number of outstanding companies have fallen out of a good margin. If you are willing to give some energy before, understand some industries, understand more companies, and give reasonable valuations in advance, then such a moment of panic must be your greedy opportunity.
    In an investment cycle, the valuation of a company is 10 times from 10 times from the bear market to 20 times when it is rising to the bull market, which is very common. If the profit of the enterprise can maintain a relatively good growth, the profit will increase by 50%during the cycle. According to the calculation formula of the stock price (the stock price = P / E ratio X profit per share), the funds we finally recovered are 2 x 1.5 = 3 times.
    The heart -to -heart, in -depth understanding of several industries, thoroughly understood several companies, underestimated the interval buying, and sold reasonably. Swan rhino. For ten years, after two cycles, the assets invested in the stock market 10 times are still worth looking forward to.
    The ordinary middle class of 1 million yuan a year, select the method of value investment, continuously improve your cognitive level and improve valuation capabilities. Take a certain savings every year and buy the stocks of excellent companies.
    Ten years later, isn't it fragrant? Why do you have to fight with a group of lucky gamblers and fight in a crazy casino every day.

  2. Personally, I think the stock market does not double its income. However, you can make some small money stabilize and invest in financial management. Let everyone turn their initiative income into assets step by step, and slowly generate passive income, so as to generate far -continuous cash flow.

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