1 thought on “Digital RMB pilot areas are launched in small -scale scenarios such as catering, retail, recharge, etc.”
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In order to promote the development of digital RMB, relevant departments are introducing a series of support measures.
On August 14th, the Ministry of Commerce issued the "Notice on Printing and Distributing the General Plan for Comprehensive Deepening the Pilot Trade Innovation and Development Pilot" (hereinafter referred to as the "Notice") pointed out that The Greater Bay Area and the Midwest have conditions for pilot areas to carry out digital RMB pilots. The central bank formulates policy guarantee measures; first, the relevant departments of Shenzhen, Chengdu, Suzhou, Xiong'an New Area and other places and future winter Olympics scenarios are assisted in promotion, and the follow -up vision will be expanded to other regions.
Itdasiers in the industry, this does not mean that the pilot area of the digital RMB has expanded, that is, the current digital RMB pilot is still "4 1" -the in Shenzhen, Suzhou, Xiong'an New District, Chengdu Chengdu The Winter Olympics scene is conducted internally, but it is foreseeable that with the introduction of the "Notice", the application scenario of the digital RMB pilot is expected to expand to the field of service trade innovation.
In his opinion, because digital RMB payment has the characteristics of offline transfers and no need to bind bank cards, the expansion of the application scenario has the stability and anti -money laundering of the relevant digital RMB payment settlement system for financial institutions related to financial institutions. The improvement of monitoring and transaction processing efficiency has brought new tests.
"We are also conducting various pressure tests inside." He pointed out. For example, when a certain scenario digital RMB transaction processing volume suddenly increased and broke through a certain number, whether the entire transaction processing system would suffer a system failure as a result; therefore, the technical department has been designing new technical solutions to ensure that the system is in digital RMB transactions. Operating stability and reliability after the increase in processing.
In the promulgation of the "Notice", on the morning of August 17th, his banking technology department discussed the new application scenarios that can be expanded by digital RMB pilots, including medical, education, tourism, e -commerce services and other links Essence However, most technical departments believe that these application scenarios facing the C -side and the transaction payment processing volume are not small, which has not yet available in a large field of popularization of digital RMB pilot -one of the important reasons is that they are still testing without network transfer functions (that is, In the case of no network, only two mobile phones are needed to touch the operation stability of the corresponding digital currency in a person's digital currency to another person's digital wallet account).
"At present, we will regularly report the technical achievements of the digital RMB pilot and the operation problems encountered. In accordance with the requirements of the "Notice", the application scenario is extended to the field of service trade innovation and development, and we will soon increase the research and development investment and testing in this area. "The person in charge of the above IT department said.
The future application scenarios with digital RMB pilot application scenarios will gradually expand. The increase in transaction frequency and transaction payment processing will increase compliance operations such as anti -money laundering monitoring of financial institutions.
In his opinion, the anti -money laundering monitoring methods for digital RMB pilots are relatively complete, but this is mainly due to the low current application scenarios and the entire process of closed pilots. Once the application scenarios are gradually liberalized and the number of users and transactions has surged, whether banks can monitor the real -time monitoring of massive money -to -money payment for large number of digital RMB payments, it will undoubtedly have a large constituent for the research and development capabilities of bank -related digital currency operation systems and anti -money laundering technologies. Challenge.
"At present, we are also trying to solve the problem of digital RMB funds through blockchain technology. One of the technical paths developed, there may be other new technologies that can provide more optimized compliance operation technology solutions, "he said. In addition, many consumer application scenarios are not suitable for large -scale paid digital RMB payments because of the long process and high financial coordination requirements. The corresponding anti -money laundering monitoring technical means also need to be adjusted and optimized.
In order to promote the development of digital RMB, relevant departments are introducing a series of support measures.
On August 14th, the Ministry of Commerce issued the "Notice on Printing and Distributing the General Plan for Comprehensive Deepening the Pilot Trade Innovation and Development Pilot" (hereinafter referred to as the "Notice") pointed out that The Greater Bay Area and the Midwest have conditions for pilot areas to carry out digital RMB pilots. The central bank formulates policy guarantee measures; first, the relevant departments of Shenzhen, Chengdu, Suzhou, Xiong'an New Area and other places and future winter Olympics scenarios are assisted in promotion, and the follow -up vision will be expanded to other regions.
Itdasiers in the industry, this does not mean that the pilot area of the digital RMB has expanded, that is, the current digital RMB pilot is still "4 1" -the in Shenzhen, Suzhou, Xiong'an New District, Chengdu Chengdu The Winter Olympics scene is conducted internally, but it is foreseeable that with the introduction of the "Notice", the application scenario of the digital RMB pilot is expected to expand to the field of service trade innovation.
In his opinion, because digital RMB payment has the characteristics of offline transfers and no need to bind bank cards, the expansion of the application scenario has the stability and anti -money laundering of the relevant digital RMB payment settlement system for financial institutions related to financial institutions. The improvement of monitoring and transaction processing efficiency has brought new tests.
"We are also conducting various pressure tests inside." He pointed out. For example, when a certain scenario digital RMB transaction processing volume suddenly increased and broke through a certain number, whether the entire transaction processing system would suffer a system failure as a result; therefore, the technical department has been designing new technical solutions to ensure that the system is in digital RMB transactions. Operating stability and reliability after the increase in processing.
In the promulgation of the "Notice", on the morning of August 17th, his banking technology department discussed the new application scenarios that can be expanded by digital RMB pilots, including medical, education, tourism, e -commerce services and other links Essence However, most technical departments believe that these application scenarios facing the C -side and the transaction payment processing volume are not small, which has not yet available in a large field of popularization of digital RMB pilot -one of the important reasons is that they are still testing without network transfer functions (that is, In the case of no network, only two mobile phones are needed to touch the operation stability of the corresponding digital currency in a person's digital currency to another person's digital wallet account).
"At present, we will regularly report the technical achievements of the digital RMB pilot and the operation problems encountered. In accordance with the requirements of the "Notice", the application scenario is extended to the field of service trade innovation and development, and we will soon increase the research and development investment and testing in this area. "The person in charge of the above IT department said.
The future application scenarios with digital RMB pilot application scenarios will gradually expand. The increase in transaction frequency and transaction payment processing will increase compliance operations such as anti -money laundering monitoring of financial institutions.
In his opinion, the anti -money laundering monitoring methods for digital RMB pilots are relatively complete, but this is mainly due to the low current application scenarios and the entire process of closed pilots. Once the application scenarios are gradually liberalized and the number of users and transactions has surged, whether banks can monitor the real -time monitoring of massive money -to -money payment for large number of digital RMB payments, it will undoubtedly have a large constituent for the research and development capabilities of bank -related digital currency operation systems and anti -money laundering technologies. Challenge.
"At present, we are also trying to solve the problem of digital RMB funds through blockchain technology. One of the technical paths developed, there may be other new technologies that can provide more optimized compliance operation technology solutions, "he said. In addition, many consumer application scenarios are not suitable for large -scale paid digital RMB payments because of the long process and high financial coordination requirements. The corresponding anti -money laundering monitoring technical means also need to be adjusted and optimized.
I. Li Jianhua intern Li Jianhua Li Dali
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